Four Seasons Wealth Management

Stephen M. Fagas is a Personal Financial Consultant with Four Seasons Wealth Management (LPL Financial) whose expertise and passion for client service and retirement investment management makes him one of the most trusted advisors in the business.

Steve Graduated from Missouri State University with a B.S. in Finance.  His career started with American Express financial Advisors in 1993.  He was recognized nationally with American Express for high levels of achievement in the areas of comprehensive financial planning, client service and the successful training of the new advisor teams.  Amongst his many awards and recognitions, earning the “President’s Recognition Award” for quality of advice is one of his highest honors.

Achieving high levels of success with his personal practice along with training new advisors, he was promoted as the youngest District Manager in the history of American Express, responsible for an entire division in Louisville, Kentucky.  Steve was able to rebuild the Louisville, KY division from last in the region to 1^st, and 3^rd to last in the nation to 3^rd.  The experience and expertise gained by teaching the business makes Steve a real expert in his field.

In 1998 Steve decided to leave the management team in order to focus solely on his private practice.  He maintained a clear focus of “doing what is right for the client every single time” This focus is what put Steve in a position to leave his current broker/dealer.  While his current B/D was a reputable company, they offered “proprietary” products.  This means they manufactured products under their brand name for their advisors to sell exclusively.  In order to be in a position to offer “real objective unbiased” advice Steve pursued an independent broker/dealer.  He joined one of the most independent broker/dealers in the country; LPL Financial.  LPL puts Steve in a position to “truly” offer his clients objective, unbiased advice and service.  LPL offers no investment products of their own resulting in solid and unbiased research and recommendations for his clients’ financial planning needs.

Steve is a very dynamic and energetic speaker/presenter and enjoys every opportunity to provide educational programs in the areas of retirement, estate and comprehensive planning to individuals or groups.  He is an expert in 401k rollovers, lump sum rollovers, IRA management, pension selection, pension maximization and comprehensive fee based planning.

Steve is licensed to offer Stocks, Bonds, Mutual funds, Exchange Traded Fund’s, alternative investments, CD’s, life insurance, long-term care and disability